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Retirees and Pre-Retirees Are
Making Money Collecting ...and They Know Precisely How Much They'll Make BEFORE They Invest When Allan Nossa Bought 25 "Payment-On-Demand" Certificates for $11,375 on April 30, 2009, He Knew Exactly What His Return Would be... These Certificates Entitle Him ...BY LAW... to Collect $28,867.25 on March 30, 2012. His Profit Will Be Precisely $17,492.25...Making a 153.7% Return on His Money...
If You Get Involved NOW, You Could Lock In Gains
Dear IDE Reader, With a simple call to your broker you could lock in a return of up to152.1% or more. In a minute, Ill give you the exact instructions to give your broker.
But unlike every other investment out there, this one is not an idle speculation...it's not conditional on the whims of the market or the state of the economy. Why? Because the issuer is required BY LAW to pay you the exact return on the exact date. You can buy as many as you want...
How much you make is entirely up to you...Plus, it's 100% passive income. You don't have to hover over a computer monitor 24/7, invest in risky stocks or speculate on volatile options. You can use this money for living expenses, to fund a child's education or pay off your mortgage. Many people reinvest these profits to replenish crushed retirement portfolios. Once you make this simple call to your broker, all you do is wait the allotted time, then cash in your certificate for your big pre-determined gain.
How to Get the Returns of Fast-Moving Stocks
Many people are starting to realize this is the best way to build a secure nest egg for their retirement... They get the returns of fast-moving stocks with a fraction of the risk and volatility. Barron's reported that "payment-on-demand" certificates give you "an equity-like return with a third of the volatility" of stocks.
"It like getting a check that's payable at a future date." It takes all the guesswork out of investing. Many people have sworn off the markets... and are instead collecting "payment-on-demand"certificates. Retirees are wild about this because it's so easy and safe to make money. Why You've Never Heard of These Investments Before For a long time these "payment-on-demand" certificates, were almost exclusively the realm of big investors. No little guys were involved. Hedge funds, banks, brokerages and insurance companies have traded them for years for amazing profits. Yet most small investors knew nothing about "payment-on-demand" certificates...and focus exclusively on the stock market. But all that's starting to change since the stock market has become so uncertain. "Payment-on-demand" certificates are starting to catch on among individual investors. Even Mark Cuban, owner of the Dallas Mavericks NBA franchise collects "payment-on-demand" certificates. According to an article in Barron's Cuban said, they represent a "good value Collecting "payment-on-demand" certificates is like buying thousands of dollars for 50 cents on the dollar, then hold them for several months and then cashing them in for a full dollar. No stocks pay you such a high return with pin point certainty like these do. Even the financial media has caught on to "payment-on-demand" certificates...
They're now catching on among savvy retirees and pre-retirees who are looking for the big returns of the stock market, but without the high risk and volatility. The Only "Buy and Hold" Strategy that REALLY WORKS
"...you won't find their indentifying numbers listed in the Wall Street Journal or on Yahoo Finance." Later in this letter I'll tell you how you can get the names and identifying numbers of some of the best high-quality "payment-on-demand" certificates, around...where you could make returns of up to 246.7% in the next few years. Once you give these numbers to your broker, you could own these certificates in less than 10 minutes. After that, all you do is hold the certificates for the prescribed number of months, then cash them in to collect the return promised BY LAW. The only way you can lose is if the issuer goes bankrupt. Historically, there is less than a one in one hundred chance of this happening to these types of certificates.
Sound interesting? Here are all the details... Five Reasons Why "Payment-On-Demand" Certificates
#1. You Know Exactly When and How Much You'll Get Paid "Payment-on-demand" certificates are backed by a legally-binding contract. A specific return is built in to the contract... And the company is legally bound to pay you exactly what they promise, not a penny more or a penny less. Before you invest you'll know exactly what your return will be and when you're due to be paid
Take Sally Mae as an example. The stock has been zigzagging up and down all year. It's been as high as $25.08 and as low as $3.11, then back up to $6.69. When you buy the stock you never know whether it's going higher or lower. It's a pure guess, and if you guess wrong you could lose all your money. Not so with "payment-on-demand" certificates. If you'd bought some Sally Mae "payment-on-demand" certificates on October 2, 2008 you'd know with 100% accuracy exactly how much you'd be paid...and exactly when you had the legal right to collect that gain. By contract, you'd be set to make a 246.7% return on October 25, 2011. And no stock market gyrations or recessionary worries will change this fact. You get paid even if the stock price gets crushed. Like I said before, the only chance that you won't get paid is if the company goes bankrupt, and even then, you'd be at the front of the line to get paid back. #2. You Get Paid to Wait
With "payment-on-demand" certificates in addition to a specified pre-determined capital gain, you could earn interest payments. An example is the General Electric "payment-on-demand" certificates discussed above. Let's assume you bought 20 certificates on April 29, 2009. While you're waiting to collect your capital gain of exactly $12,100 on June 15, 2012, you'd collect an additional $4,391.40, in 8 semi-annual installments as follows... With stocks you have no guarantees. The dividends they pay are decided upon by boards of directors who could completely eliminate your dividend at any time without notice. Hundreds of publically traded companies have cut their shareholders off.
#3. The ONLY Truly "Equal Opportunity" Investment. Everyone Gets Paid in Full at the Top
The stock market is pure speculation, like gambling in Vegas. The odds are ALWAYS against you. Play long enough and you'll surely lose all your money. But when you collect "payment-on-demand" certificates the odds are decidedly in your favor by a whopping 1,000 to 2. Bookies would absolutely drool over odds this good. Odds in your favor like this are as close to a sure thing as you'll see in the investment world.
For one thing, "payment-on-demand" certificates are rated by their credit worthiness. And I always select the highest-quality "payment-on-demand" certificates, with superior credit ratings.There's much more to my system. But, that one thing stacks the odds heavily in your favor. Using this strategy, total returns are extraordinary. This unique investment strategy, outside the stock market, is set to offer 120%, 102% and 46% returns in a little over a year.
Stock market investors lose many trades, and try to make it up with some big winners. They win and they lose, sometimes losing it all. But if you hate losing money, you'll love "payment-on-demand" certificates. I've shown my readers total gains as high as 97% in less than 60 days... all with minimal risk...and a 80-year documented success rate of 99.77%.
And considering that these are some of the highest rated, most credit-worthy companies in the world, that is a very small risk. Avery few go bankrupt...according to Moody's the average is only TWO out of every thousand over a period of 80 years.
#5. You Get Paid Even in Periods of Economic Chaos In the 80-years starting in 1925 investors have collected literally millions of "payment-on-demand" certificates. Despite the tumultuous ups and downs of that period the vast majority of these investments have been successful. The Great Depression, food shortages, a major World War, raging inflation, the cold war, several hot wars, multiple recessions, political assassinations, earthquakes, hurricanes, floods, pandemics, and catastrophes of all kinds have made no difference. Every 998 out of 1,000 of the contracts have paid the exact amount promised, on the date promised. That's an extraordinary track record of success, substantiated by Moody's research..
How You Could Become Massively Wealthy, Quickly and Safely If you are concerned about the risk of investing in the stock market, and want a safer way to earn stock market returns without stock market risk, you may want to consider collecting some "payment-on-demand" certificates. Using my strategy for collecting "payment-on-demand" certificates you could become massively wealthy, quickly and safely. And it doesn't involve risky stocks...currencies...commodities or options. So far I've told you about four "payment-on-demand" certificates:
But there are many more examples:
These are real purchases of "payment-on-demand" certificates that came from public financial documents. When the "payable on demand" dates arrive, these investors will be able to demand the exact return promised But remember these are not risky speculative investments. If you want something more speculative, then "payment-on-demand" certificates will NOT be for you. Some certificates on the market could provide huge returns like these.
But gains like this involve much more risk. There's a much larger chance you'll lose money. I want you to NEVER lose money. The "payment-on-demand" certificates I recommend are extremely safe and have been shown by Moody's to be historically successful 99.77% of the time. Later I'll tell you how you can get the names, 9-digit indentifying number, payment date, interest rate, purchase price, and scheduled return on the three best "payment-on-demand" certificates I'm currently recommending...which you can download right now. But first let me introduce myself... How a Poor Boy From a Small Coal Mining Town
I'm Steve McDonald. Born and raised in a small coal town near Scranton PA, I grew up poor. But now I'm very rich. Why? I guess I was smart and lucky... I was smart enough to know you'll NEVER get rich losing money. Being poor taught me that. We were so poor that lots of times we had no telephone or car. To this day I'm still a tight wad. A VERY RICH one. But I still hate to lose money.
In 1991, I got my first real job... and spent 10 years as a broker in a Wall Street brokerage firm. Most of the guys there were churn-em and burn-em brokers who spent their days churning client's accounts, and running up big commissions for the firm. It was a waste of client's money. I couldn't stomach wasting money that way. I was too damned frugal to throw away money, even if it wasn't my own. So I started hanging out with a grumpy old guy they called "The Rabbi."
He explained, "Watch out for the stock market. You put your money in and you take out squat! That's the stock market. I've got another way, one that works better and doesn't require you to risk any of your money or your client's money." That's when I discovered "payment-on-demand" certificates, and learned about this much safer way of compounding wealth by getting high returns that are, historically, 99.77% successful.
So I started following "payment-on-demand" certificates for my clients. My clients have gotten rich thanks to the training I got from the "Rabbi.". And now I teach my subscribers the same secrets for getting rich the easy way, without extra risk. My Quest to Help You to Get Rich Safely After that I went on a crusade to enlighten pre-retiree and retiree investors about the amazing profit-generating power of "payment-on-demand" certificates. For years I lead 30-40 workshops a year, teaching investors how to build there portfolios quickly and easily with "payment-on-demand" certificates. I was just doing my job the best I could. So I was surprised and honored to be selected to be a respresentative to the Clinton Administration's Council on Aging. I was selected to attend because I had helped so many investors to create and preserve their wealth. Later I left the brokerage, but continued my quest to help investors take advantage of the safe, abundant returns from collecting "payment-on-demand" certificates. That's when I was recruited by William Bonner, President of Agora Publishing, one of the world's largest financial publishers. This position gave me the power and scope to deliver my message to millions of readers of Agora's publications. Now I've found a home with Investor's Daily Edge... I began teaching my subscribers the secret for bringing in returns of up to 100% with 99.77% certainty...and how they could become millionaires in five years... The Safest, Surest Way for You to Get TEN TIMES
Some people become millionaires in the stock market. But it's rare. It takes pinpoint timing and disciplined money management techniques. And the best of them are usually happy to eke out a return of around 10%. That's if they are very talented, and lucky. But collecting "payment-on-demand" certificates has shown my subscribers lots of fat returns consistently...without having to be a stock market genius. Some of the picks in my portfolio are set to pay my subscribers 120%, 102%, and 46%.
Investors that collect "payment-on-demand" certificates are able to lock in consistently high returns they can count on to build their wealth...and thus far, my portfolio has only one losing play. The "Rabbi" made $30 million. I saw the statements to prove it. Let me put that in perspective. With these kinds of locked-in gains, you could turn a $100,000 stake (the cost of a cramped, one bedroom condo) into more than $1,000,000 (the cost of a lavish 4,000 square-foot mansion in West Palm Beach, Florida) in only five years, assuming a 46% annual gain compounded. This is a conservative estimate, since your annual gain could be even greater. If you start with only $10,000 you could end up with $100,000... No matter where you start, you could end up TEN TIMES RICHER IN FIVE YEARS! I did it. So can you. How Four "Regular Guys" Made the Forbes Richest Americans List
It shouldn't surprise you that regular guys who collect "payment-on-demand" certificates are now among the richest people in America...
Just for a minute, imagine what it would be like if your retirement account grew from $100,000 to $1,000,000 in five short years... All this with very little work, and no nail biting trades.
I've spent a good part of my life building and perfecting the techniques and strategies I learned from the "Rabbi." (This is historically tested, not a promise of what will be in the future) I'm using that know-how to help my subscribers see huge gains, in safe investments that have a historically tested low risk of failure. I've never recommended a losing certificate for my clients or subscribers. This is the best way to build a plentiful nest egg for a happy and carefree retirement. It's easy for you to get involved... Some of these "payment-on-demand" certificates trade on the New York Stock Exchange, which allows ordinary Americans to get involved and potentially make a small fortune in safety--just like well-heeled investors do. Want to find out the names of some high-paying "payment-on-demand" certificates...plus all the information you need to give your broker to collect some high pre-determined returns for yourself? Here's how... Double-Digit Yields . . . Plus Explosive Capital Gains . . . I've written a brand new research report that tells you about three of the best "payment-on-demand" certificates that could offer you double-digit yields... plus explosive capital gains... with no exposure to the ups and downs of the market. The report is entitled, The Best High-Profit, Low-Risk "Payment-on-Demand Investments. It's difficult to find information on "payment-on-demand" certificates by yourself because these markets are geared for professional investors. That makes it problematic for most folks to invest without professional help. That's why this report is so useful. In The Best High-Profit, Low-Risk "Payment-on-Demand Investments, I'll give you three ultra-safe "payment-on-demand" certificates with the juiciest returns. I'll provide everything you need to buy these investments through your broker...including the names, 9-digit indentifying number, payment date, interest rate, purchase price, and scheduled return. 
Here are the scheduled returns and payout dates of the three hot "payment-on-demand" certificates described in the report
With this information you could lock in average gains of 73% that you would collect over the next 60 months...turning every $10,000 invested into $17,300...and making a secure profit of $7,300.
You can see how the information contained in The Best High-Profit, Low-Risk "Payment-on-Demand Investments could easily be worth $7,300 or more to you. "Yet the report as through our normal subscription pricing, would cost you $208.33" That's a bargain. But you won't have to pay anywhere near $208.33 for a copy. Why? Because as part of this special promotional offer, I want you to have this valuable report free of charge. All I ask in return is that you sample my investment research service-- risk free. If you don't like the service you can cancel, and keep the investment report.
But wait, there's one more thing... I want you to have a copy of The Black Book of Bond Traders which contains a list of expert external brokers with decades of experience. They have agreed to give my readers the low pricing that's usually only available to the biggest intuitional investors. It contains their names and phone numbers. These are brokers that I trust, and that you can trust too. They are willing to patiently work with you, even if you are new at this game. These bond market "insiders" can become a very valuable part of your investment team. That's why The Black Book of Bond Traders has a cover price of $499. But I want you to have a copy FREE, to insure you get best pricing, equal to the prices that institutional investors pay. This is crucial to your success.
How To Collect "Payment-On-Demand" Certificates You can download these reports right now. I'll tell you how in a minute. But first let me explain how people collect "payment-on-demand" certificates... Once you download my newest research report The Best High-Profit, Low-Risk "Payment-on-Demand Investments you'll have all the information you need to give to your broker for the opportunity to lock in gains of up to 100% a year. Then use your own broker, or call one of the brokers in The Black Book of Bond Traders. Read the broker the investments 9-digit number, and give him the price you want to pay, and say, "Give me an offer." He'll scan the broker network to find someone who wants to sell at that price. He'll come back with an offer. If you like it, then tell him to "buy" The certificate looks like a diploma, and includes a serial number, your name and address, and the 9 digit identification number. You can ask for physical delivery of your certificates, and put them in your safety deposit box until it's time to cash them in.
Or you can hold them electronically in the brokerage firm's account,. which is what most experts will advise you to do. You are still listed as the real and beneficial owner with all the rights associated with the security...
Learn the Rabbi's Secret for Amassing a $30 Million Portfolio
First I'll tell you what "payment-on-demand" certificates are not... They are not the kind of bonds that you buy at full price, and receive a paltry 5-6% interest over a period of 3 to 30 years. You don't know how inflation is going to affect these bonds in the long term. The low return is decidedly not worth the inflation risk.
I learned from the "Rabbi" to collect a special type of promissory note or bond...We call them "payment-on-demand" certificates.
They're bonds that offer both the high returns of junk bonds, and the low-risk of high-quality investment grade bonds. You will always know in advance exactly how much you are set to make, and when you're due to make it. And most importantly you know that these investments have historically been successful 99.77% of the time. It's how the "Rabbi" amassed his extraordinary fortune. And it's how you could become ten times richer in the next five years... Introducing:
What if I were to share with you the Rabbi's secrets-- exactly what he was doing and how he was doing it? Well, that's exactly what I'll do in The Bond Trader. Every week you'll get 2-3 new investment opportunities to build your portfolio... Not any old investment, but opportunities that are, based on documented history, successful 99.77% of the time, and... Investments where the company is contractually-obligated to pay you gains of up to 100% a year. And you get 32 new high-quality, high capital gain investments a year that could build your portfolio to $1,000,000 in five years. That's my plan to help you become a millionaire. Are you with me?
If you've suffered losses to your portfolio as a result of the stock market meltdown, The Bond Trader could help you repair your losses, and then some... It could restore your peace of mind, and your hopes for a prosperous and carefree retirement. It can provide you with a proven tool that you can use over and over again to systematically build your wealth, just like the "Rabbi" did... just like I did. And it doesn't involve risky stocks... currencies... commodities futures or options.
The bond market is treacherous and unfriendly to the uninformed. Don't try to do this on your own. You could easily end up buying the wrong bond, or paying too much without even realizing it. I'll guide you securely through all the clutter and noise to give you only bonds with substantial locked-in returns that fit the mold of the historical 99.77% win rate. I'll use my 18 years of experience with "payment-on-demand" certificates and my exclusive network of "insiders" to:
These rare gems are few and far between. But it's worth the to find them because they can result in huge returns with minimal risk We are the only research service that finds these exact opportunities for you. But I don't stop there...
I look at the company's balance sheet and financial statements. I dig into the numbers, and make sure these companies are sound, with a long track record of success. I talk to analysts who cover the company.
Then, and ONLY then, do I report them to my subscribers in The Bond Trader... Read what one subscriber recently told us...
Please join us, because... We're set to make money hand over fist: The market has been a violent roller-coaster ride for most investors. The traditional ways of investing don't work anymore. Dollar-cost averaging into the market is bad idea. Buy and hold has sunk many portfolios. Value stocks have just continued losing value.
If you want to get back what you've lost, you got to find a way of investing that gives you better results subscribers to The Bond Trader are on a joy ride--straight up. We just go along merrily buying all the "sure things' we can find...and are set to keep making money no matter what the market is doing. We're set to win big, while most investors are losing their shirts. So far, we have a 100% winning rate. As I mentioned above, once you download my newest research report The Best High-Profit, Low-Risk "Payment-on-Demand Investments (a 208.33 value) you'll have all the information you need to buy three of the hottest "payment-on-demand" certificates currently on the market. Plus you can download a copy of The Black Book of Bond Traders (a $499.00 value) which contains a list of expert brokers who have agreed to give you the lowest institutional pricing.
The Bond Manifesto: The Path to Wealth & Safety in a Turbulent Market. It's my premier report, a comprehensive step-by-step guide that shows you how to build your fortune based on the ultra-secret insider strategies of the " Rabbi." This is your chance to learn exactly how the "Rabbi" retired with a portfolio of over $30 million. If you follow this trading strategy exactly, you could amass your own fortune easily, and without undue risk. You'll learn:
Special Offer: Try The Bond Trader for One Full Year-
I write The Bond Trader each week to help ordinary Americans, like myself, get into the kind of safe and profitable deals that can build their portfolios quickly and safely-- without all the ups and downs that come when you invest in the stock market. There's a good chance the "Rabbi's" strategies will work for you. But you will never know until you try. That's why I'd like you to have a full 30 days to evaluate The Bond Trader, and the free research reports I've described, at no risk or obligation. That way you can read all the research reports, and study the weekly recommendations before you decide absolutely that The Bond Trader is right for you. Let me know right now that you want to try The Bond Trader... and within five minutes you can have access to:
With these research reports, worth $907.33, you could immediately lock in pre-scheduled gains of up to 100% a year They're FREE with your trial subscription to The Bond Trader. And it's yours whether you decide to continue on with the service or not. Everything You Need to Make Money Hand Over Fist
When you subscribe to The Bond Trader you get a full package of products and services designed to provide up to 32 new picks that could help you make lots of extra income and capital gains every year...
No, you won't get "the news" in Investors Daily Edge... Instead you'll get a to-the-point analysis of what "the news" means to you - and how you should act TODAY to see the best returns with the least risk.. While Others "Talk" About Getting Rich,
Many investment newsletter writers talk about making money and getting rich. But how many are actually doing it? Well I'm not just talking. I'm showing my readers BIG returns! Here's a sample of my actual current payout dates and amounts, assuming only a $10,000 stake in each recommendation.
You could easily do the same thing, and you could be nearly $183,781.02 richer in the future...It doesn't take a quantitative genius with an MBA or PHD to make this kind of money. The "Rabbi's" whole strategy can be drawn out on a simple cocktail napkin. It wasn't genius that made the "Rabbi" rich. It was following a formula proven to get high-returns consistently. It's so simple that anyone can understand it. And besides, I'll be there to guide you every step of the way. So actually, the decision is up to you. Do you really want to be a successful investor who could become ten times richer in five years following a tried and true formula? Or would you rather try and make a go of it on your own? Either way, I respect your decision. But if you want a certain road to riches, where historically, 99.77% of these plays have been successful, then there's only once choice. Subscribe to The Bond Trader. $5,000 in Research Services for Just a
The package of services and research reports included in your trial subscription to The Bond Trader is easily worth upwards of $5,000. But surprisingly, a full year of The Bond Trader. is actually a fraction of that..
Even after you register for a trial, you are still not fully committed to the service. Take a full 30 days to review everything. You should receive about eight recommendations in that time. Take advantage of my hottest recommendations, the action alerts, the market commentaries, free VIP support services, including external brokers who will give you access the lowest "institutional" bond prices Learn all the "Rabbi's" little-known secrets for making wise and profitable investments. Use it freely , with the understanding that at ANY TIME within the first 30-days you can change your mind. All I ask is that you give it a fair trial. Then, if you decide that The Bond Trader doesn't deliver valuable investment recommendations that could help you grow wealthier faster, then just let me know. I'll cheerfully return your money-- every penny of it, even on the last day of your trial period. You may keep the FREE research reports, worth $907.33, and all the recommendations you received, worth $2,495, as my "thank you" for giving The Bond Trader a try.
I Guarantee I'll Show You An Opportunity For a 30% Total Return
I guarantee I'll give you at least one recommendation that can offer a 30% return, or I'll refund your subscription fee. I believe in one year you could make so much money-- many thousands of dollars in Just indicate below that you want to try The Bond Trader for twelve months and I'll immediately start your weekly research services coming. You can go online right away and download my research reports. And start building your wealth right away. The Bond Trader is a Unique Investment Service
This is a one-of-a-kind service you won't find anywhere else...and the first and only bond trading research service that can offer such high returns with such low risk. That could mean no more sleepless nights worrying about your investments...no more disappointments...no more frightening declines in your portfolio...no more second-guessing the market, and hoping you're right.. but having no control over the outcome. Now you can know in advance that you're set to make money, when and exactly how much, before you invest. Just follow the "Rabbi's" plan for becoming ten times richer in a short five years...based on the exclusive techniques and strategies proven by Moody's to have been successful 99.77% of the time. I'm making this special, "I Guarantee You'll love it or It's FREE Offer" now, ONLY to the limited number of people who receive this letter- no one else. I can't guarantee you'll ever receive this letter again. What's more, this offer may be withdrawn at any time without notice. If this happens, you will NEVER have this opportunity again. I urge you to accept this offer now, so that you won't be disappointed.
If you are not completely thrilled with the service, just give us a call. We'll cancel your membership and refund your full refund purchase price less a $26.50 processing fee. Sincerely, Steve McDonald
Be sure to respond quickly to reserve your subscription and your bonus reports. This generous offer giving you a savings of $1600 off the regular price, plus $907.33 in FREE research reports may be withdrawn at any time without notice. Click the link above NOW, so that you won't be disappointed. |
And what's even more exciting is that the money would be payable "on demand" on this exact date: March 30, 2012. Before you invest you'd know exactly how much you're set to make, and when you're set to make it.
If you were to buy 2 of these "payment-on-demand" certificates at $458 each, you'd collect exactly $2,309.38 by March 30, 2012, making a $1,393.38 profit. If you were to buy 20, you'd collect exactly $23,093.80 and make a profit of $13,933.80.
These certificates are issued by U.S. corporations as a way to raise capital. Here are a few more examples from thousands of publically-documented transactions involving "payment-on-demand" certificates...
It like getting a check that's payable at a future date. Almost every business of any substance and means honors their checks. If they don't they won't stay in business very long. These "checks"are drawn on the corporate accounts of the biggest, most successful companies in America, with superior credit ratings.
If a stock you buy goes up, very few people are able to sell at the top. Why? It's how the market works. It can't possibly pay everyone the top price. Because the pressure of everyone trying to sell at the same time will send the stock price sharply lower.
#4. The Odds are 1000 to 2 in YOUR Favor
"The Rabbi" got astonishingly rich collecting "payment-on-demand" certificates. One day I went by his desk to drop off a memo, and noticed that he left his statements open on the desk. So I took a look. His personal net worth was $30,000,000! And that was in the early '90s when $30 million was worth about $60 million in today's money.
